The Challenge: Identity and Fraud in the Age of AI
Fraud is evolving faster than ever. With the rise of consumer-ready AI agents like Gemini Mariner and ChatGPT Agent, the very fabric of online identity and fraud prevention is being rewritten. These agents now drive an increasing share of non-human traffic to digital applications, including booking flights, shopping online, and soon even managing financial transactions.
While convenient, they’re breaking the foundations of traditional fraud and identity stacks. Agents shouldn’t necessarily mirror the same level of user permissions. There should be policies in place to dictate when a human identity should be looped in. Device fingerprints don’t match real customers. Bot detection tools can’t tell a trusted consumer agent from a hijacked one. The result? Trust is hard to establish. Erroneous actions can be performed by the agent. Lack of visibility and auditability into human versus agent operations. False declines, missed fraud, and a growing loss of visibility.
Enter Mosaic by Transmit Security, the first enterprise-grade platform purpose-built for this new world.
Mosaic: The Fusion of Identity and Fraud Prevention in One Platform
Unlike siloed tools that only address a piece of the problem, Mosaic unifies Identity Management, Fraud Prevention, and Identity Verification into one powerful platform.
At its core is Predictive AI, which continuously learns from billions of real-world signals to detect intent, translate it into agent-aware authorization policy, uncover hidden fraud, and adapt to evolving agent-driven patterns in real time. With Mosaic, enterprises can finally achieve:
- Continuous identity assurance across both human and AI-agent interactions.
- Frictionless customer journeys, human or agent, without compromising security.
- Significant reduction in false positives and fraud losses.
- Operational efficiency by consolidating tools and eliminating manual overhead.
The result: Delivering business outcomes that legacy fraud systems simply can’t deliver.
Powered by and Built for Google Cloud AI
What makes Mosaic even more powerful is its deep integration with Google Cloud AI. Together, Transmit Security and Google Cloud deliver the scale, intelligence, and resilience enterprises need to secure digital trust in the AI era.
- Google Threat Intelligence (GTI): Enhances Mosaic’s Predictive AI with real-time, global visibility into malicious infrastructure, attacker tactics, and fraud campaigns.
- Google Security Operations: Correlates Mosaic’s identity and fraud signals with broader cloud telemetry, triggering automated, closed-loop responses.
- Google Cloud CDN: Deploys Mosaic’s fraud detection and identity SDKs instantly across global apps, without code changes.
- Co-Innovation with Gemini: Transmit Security Labs works with Google to study AI agent behavior, feeding insights directly into Mosaic’s next-generation Predictive AI models.
And with availability on Google Cloud Marketplace, enterprises can simplify procurement and apply existing Google Cloud commit spend.
Core Use Cases in the AI-Agent Era
Mosaic empowers organizations to secure every stage of the new human to AI lifecycle:
- AI Agent Discovery & Visibility – Detect and classify AI agents in real time, tagging sessions with actionable context.
- AI Agent Fraud Detection – Anticipate malicious intent and stop hijacked or harmful agents before damage occurs.
Just-in-Time Authorization – Issue ephemeral, scoped tokens to AI agents, ensuring access is tightly bound to user intent and revoked instantly when risk changes.
The Business Value
With Mosaic built on Google Cloud AI, enterprises can:
- Control strategic risk with adaptive, predictive fraud defense.
- Protect brand reputation with fewer false positives and greater fraud visibility.
- Optimize efficiency by consolidating tools into one unified platform.
- Accelerate business velocity by streamlining onboarding, trust, and access across markets.
- Stay ahead of the competition and capture market leadership by being the first to seamlessly integrate AI agents into applications, driving business growth.
Why Transmit Security
Transmit Security is uniquely positioned to tackle modern fraud and identity challenges because we didn’t retrofit AI into a legacy platform. We built Mosaic around Predictive AI from the ground up and fused Identity, Verification, and Fraud into a single system.
That’s why leading global banks, airlines, telcos, and retailers trust Transmit Security to see what others miss and to act in time, securing digital trust in the age of Agentic AI.
Conclusion
Fraud prevention and identity can no longer be treated as separate silos. In the era of consumer-ready AI agents, only a fused, Predictive AI-powered approach can deliver the outcomes enterprises demand, including reduced risk, better customer experiences, greater efficiency, and accelerated growth.
With Mosaic on Google Cloud AI, enterprises don’t just keep up with change, they lead it.
Learn more about Mosaic on Google Cloud AI and how it can transform your digital trust strategy.
