AI agents are the new interface—and a new attack surface.
Consumers are delegating everyday banking, shopping, and bill pay to ChatGPT-, Claude-, and Gemini-powered agents. Fraudsters no longer need to phish people; they phish the agent with hidden prompts in websites, emails, images and PDFs—silently steering money, data, and sessions their way.
What You’ll Learn from this report
- The new kill chain: Recon → Delivery (hidden prompts) → Manipulation → Execution inside banking/e-commerce sessions.
- Real attack patterns: ZombAIs (hidden HTML), steganographic image prompts, PDF metadata traps, indirect email injections.
- Why agents fall for it: Instruction/data confusion, recency bias, over-compliance, lack of instruction authentication.
- Fraud at machine speed: How one exploit can ripple across thousands of agent-assisted users.
Defense that works: A Predictive AI approach that scores intent before credentials, adapts journeys in real time, and contains agent-driven anomalies.



